Foreign National Loans
Accepting non-resident and non-U.S. Citizens borrowing for second homes in the United States. Your knowledgeable and Professional Loan Advisor combined with the best support staff are ready to assist you through all of the necessary documentation and processes associated with Real Estate Financing for Foreign Nationals.
Foreign National Borrower Eligibility Requirements:
- The borrower is not required to have a Social Security number, Green Card or Visa
- No FICO score is required. We will accept foreign credit reports to demonstrate credit worthiness or satisfactory alternate credit from country of origin
- Second Home: 60% LTV to $2 million; 55% LTV to $3 million; and 50% LTV to $5 million
- If the borower has a Green Card or Visa: 70% LTV to $1 million
- Interest-only is available
- Loan amounts over $5 million will be considered on a case-by-case basis
- Income documentation is required
Jumbo Financing – Jumbo Solutions for the Home of Your Dreams
With our jumbo mortgage program, you’ll get a competitive interest rate with no surprises. Offering a choice
between fixed and adjustable rates, our Jumbo loans are custom tailored to offer maximum flexibility to meet your
financing needs:
• Up to $5,000,000 loan amount
• 90% no MI up to $750,000
• Foreign Nationals
• Interest only
• Asset depletion
• Pledged assets
• 40 year amortization
Dissipating Asset Provides asset-rich clients the ability to qualify with no income up to our maximum loan amount of $5 million.
Investor Flexibility
Allow FHA Flips under 90 days, as well as Conventional, USDA and VA loans. We can also lend to clients with up to 10 financed properties.
HomePath®
Specifically designed for Fannie Mae-owned homes. No appraisal or mortgage insurance.
Pledged Asset Mortgage
You can pledge eligible assets in lieu of a down payment, second mortgage, or a home equity loan to cover normal down-payment requirements.
Down payment Assistance
Offers home-buyers assistance with their down payment, closing costs, or any other costs associated with their standard FHA or conventional first mortgage.
Credit 580
Our expanded FHA guidelines provide home financing options for borrowers with credit scores between 580 – 639.
99.5% Financing
Available with new CHDAP program for first-time home buyers or qualified veterans.
For more information: